What You Need to Know Before You Invest in Property
Whether it’s your first investment property or you’re expanding your portfolio, buying a rental property is more than just choosing the right suburb. Tax laws, interest deductibility, and ownership structures all play a role in your long-term returns.
Key Considerations for Rental Property Buyers:
- Ownership Structure: Should you buy in your name, a trust, or a look-through company (LTC)? We’ll help you decide.
- Tax Changes: Recent rules affect interest deductibility and depreciation—understanding these is critical.
- Bright-Line Test: Know if your future sale might be taxed based on when and how you buy.
- Rental Income Tracking: Accurate records are essential for end-of-year tax returns and cash flow forecasting.
- Repairs vs. Improvements: Claiming expenses correctly can save you thousands.
How Rise Supports Property Investors:
- Pre-purchase structure advice
- Ongoing rental income accounting
- Claimable expense guidance
- Bright-line test and tax forecasting
- IRD compliance and property tax returns
Thinking About Buying a Rental?
Talk to our team first—we’ll make sure the numbers stack up.